Moving out has long been seen as a major step into adulthood, but for many young Americans, that milestone is happening later than it did for previous generations.
Where someone lives can have a major impact on whether they can afford to move out. Across the country, more adults in their late teens and early thirties are staying with their parents longer, and the numbers vary widely depending on the state.
According to data from Finance Buzz, nearly one-third of Americans between the ages of 18 and 34 live with their parents. In some states, that percentage is much higher, showing how housing costs, wages, and local economic conditions influence when young adults leave home.
The States Where Staying Home Is Most Common
Some states have a much higher share of young adults living with their parents than others.
New Jersey ranks at the top, with 44.1% of adults ages 18 to 34 living at home. Connecticut follows with 41.3%, while California reports 39.1%.
For many people in these areas, living with parents after college or into their twenties is becoming less of an exception and more of a practical choice.
These states also happen to be among the most expensive places to live in the country. High rent, expensive homes, and competitive housing markets can make moving out a major financial challenge, even for those with steady jobs.
Why Location Plays Such a Big Role
Housing costs are one of the biggest reasons young adults stay home longer.
In states with high living expenses, a first apartment can take up a large portion of a paycheck. Add student loan payments, transportation costs, groceries, and other monthly bills, and living independently can feel out of reach.
For some young adults, staying with family provides a chance to save money, pay down debt, and prepare for the future. Rather than being a sign that someone is unwilling to leave home, it often reflects the financial reality of where they live.
A person earning the same salary in two different states may have completely different options depending on rent prices and everyday expenses.
Where Young Adults Move Out Earlier
Some states show a much different pattern.
North Dakota has one of the lowest percentages of young adults living with parents, at 12.3%. Wyoming and South Dakota also have lower rates compared with much of the country.
These areas often have lower housing costs and more affordable options for people looking to rent or buy their first home. With less pressure from expensive housing markets, young adults may find it easier to establish their own households sooner.
The difference between high-cost and lower-cost states shows how strongly housing availability affects major life decisions.
A Changing Picture of Adulthood
The idea of moving out in your early twenties looks different today than it did decades ago.
In some parts of the country, staying with parents has become a common way for young adults to manage rising costs. In other places, leaving home soon after school or starting a career remains more realistic.
These choices can have long-term effects. Those who stay home may have more opportunities to save money, while those who move out earlier may take on higher monthly expenses.
The growing number of young adults living with family reflects a larger change in how people reach financial independence. For many, the timing of moving out depends less on age and more on whether their local economy makes it possible.
